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TOP 10 TIPS ON CREDIT
Day 3
Tip 3: You pulled your own credit report. Read through it completely, now what do you do with it?
Well, it depends on what you’re trying to do with your credit. Are you getting ready to apply for a
loan, do you already have a loan in progress, or have you been turned down for a loan due to your credit history and don’t know why? Well, let’s address each scenario one at a time.
Scenario #1
You are getting ready to apply for a car loan, personal loan, credit card, or a mortgage. No matter
which of these apply, they all have one thing in common, your credit scores are the key factor the majority of lenders use in deciding whether you get approved or denied. I strongly advise anyone where this scenario applies to them, to find out what your credit scores are from all 3 credit reporting agencies first. Don't go in blind when applying for credit and hope for the best. Know what your credit scores are first. The 3 major credit reporting agencies you need to pull your credit score and complete credit file are Equifax, Experian, and Trans Union.
Each one is a different company and they all have their own version of your credit history in them. Sometimes, you may luck out and have all 3 of them match each other to a T. But, more than likely, they won't and all 3 of your credit files may be totally different. My advice, start with the longest credit report first. Meaning, the one with the most pages, the most credit accounts, and the most information in it. If you don't need to clean up your credit after you review all 3 credit reports, GREAT! However, if you do need a little or a lot of your credit cleaned up, do the hardest one first. That way, when you move on to the next two credit reports, they will be easy peasy to get through.
Here at some suggested credit reporting agencies to use:
Tip 3: You pulled your own credit report. Read through it completely, now what do you do with it?
Well, it depends on what you’re trying to do with your credit. Are you getting ready to apply for a
loan, do you already have a loan in progress, or have you been turned down for a loan due to your credit history and don’t know why? Well, let’s address each scenario one at a time.
Scenario #1
You are getting ready to apply for a car loan, personal loan, credit card, or a mortgage. No matter
which of these apply, they all have one thing in common, your credit scores are the key factor the majority of lenders use in deciding whether you get approved or denied. I strongly advise anyone where this scenario applies to them, to find out what your credit scores are from all 3 credit reporting agencies first. Don't go in blind when applying for credit and hope for the best. Know what your credit scores are first. The 3 major credit reporting agencies you need to pull your credit score and complete credit file are Equifax, Experian, and Trans Union.
Each one is a different company and they all have their own version of your credit history in them. Sometimes, you may luck out and have all 3 of them match each other to a T. But, more than likely, they won't and all 3 of your credit files may be totally different. My advice, start with the longest credit report first. Meaning, the one with the most pages, the most credit accounts, and the most information in it. If you don't need to clean up your credit after you review all 3 credit reports, GREAT! However, if you do need a little or a lot of your credit cleaned up, do the hardest one first. That way, when you move on to the next two credit reports, they will be easy peasy to get through.
Here at some suggested credit reporting agencies to use:
*Come back to our blog for a new tip for the next 10 days."
Next, we will address Scenario #2 - My loan is in progress.
Next, we will address Scenario #2 - My loan is in progress.
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TOP 10 TIPS ON CREDIT
Day 2
Tip 2: Read your credit report, line by line, page by page. Make sure you pull the full credit report and print out each and every page. Not just the summary page of your credit report. People often make the mistake of taking the credit summary as their full credit report. It's not. It's just a quick snapshot of what is reporting in your credit file.
Here at some suggested credit reporting agencies to use:
Tip 2: Read your credit report, line by line, page by page. Make sure you pull the full credit report and print out each and every page. Not just the summary page of your credit report. People often make the mistake of taking the credit summary as their full credit report. It's not. It's just a quick snapshot of what is reporting in your credit file.
Here at some suggested credit reporting agencies to use:
- https://www.experian.com
- https://www.creditchecktotal.com/
- https://www.identityiq.com/
- https://www.smartcredit.com
- https://www.annualcreditreport.com/
Pickup our FREE Give Yourself Credit Info
on the Credit Builder Card here.
on the Credit Builder Card here.
*Come back to our blog for a new tip for the next 10 days.*
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TOP 10 TIPS ON CREDIT
Day 1
Tip 1: Pull your own credit report first. Don't wait until you get turned down for a loan before you get a full copy of your own credit report.
Suggestions:
Suggestions:
Pickup our FREE Give Yourself Credit Info
on the Credit Builder Card here.
on the Credit Builder Card here.
*Come back to our blog for a new tip for the next 10 days.*
You know that Instagram is not link-friendly - there is only one clickable link possible to add for the whole profile. Luckily, you have Shor to the rescue!
This service combines all of the important links you want to share on Instagram into a fancy page that drives traffic and conversions.
Shor is so simple you may create your own page in 10 minutes!
Open Shor page builder, and fill 3 sections:
Messengers: select the best ways to contact you and speed up communication with your audience.
Blocks: put links with everything you want to show. Blocks can contain images, videos, texts, songs, products - anything you want to share!
Social Links: let everyone subscribe to your other social accounts by adding your profiles' icons.
Pick colors for your background/buttons, add logo, title, description if needed.
Put the created link to your IG bio...and watch how your business grows!
Easy as pie, just try!
This service combines all of the important links you want to share on Instagram into a fancy page that drives traffic and conversions.
Shor is so simple you may create your own page in 10 minutes!
Open Shor page builder, and fill 3 sections:
Messengers: select the best ways to contact you and speed up communication with your audience.
Blocks: put links with everything you want to show. Blocks can contain images, videos, texts, songs, products - anything you want to share!
Social Links: let everyone subscribe to your other social accounts by adding your profiles' icons.
Pick colors for your background/buttons, add logo, title, description if needed.
Put the created link to your IG bio...and watch how your business grows!
Easy as pie, just try!
What else can you get by adding a Shor page to your Instagram bio?
No more bio link updates. You don't need to edit your Insta profile when you have something new to share - put this link to Shor.
Shorby can be used literally for every business.
No matter if you are a beauty blogger or a real estate agent - let Shor boost your Instagram bio!
No more bio link updates. You don't need to edit your Insta profile when you have something new to share - put this link to Shor.
- Statistics for every button. Shor counts all of the clicks made on your page. You may find out what is the most popular messenger to contact you, what is the best blog post you published, or what of your other socials are checked frequently.
- Retarget all of the clickers. Add pixels to all of the links, track and retarget anyone who visited your Instagram bio with advertisements.
Shorby can be used literally for every business.
No matter if you are a beauty blogger or a real estate agent - let Shor boost your Instagram bio!
Create time slots.
You can create time slots for customized events and online meeting templates. Scheduling pages can be customized. You choose which time slots are displayed.
Share your custom link.
You can send your customized calendar links to anyone. They will be able to schedule a meeting with you based on your online availability.
Free scheduling software.
Meetings scheduled through your scheduling app will automatically show up on your Calendar. Skipping the hassle of back and forth emails.
Get More Details Here.
You can create time slots for customized events and online meeting templates. Scheduling pages can be customized. You choose which time slots are displayed.
Share your custom link.
You can send your customized calendar links to anyone. They will be able to schedule a meeting with you based on your online availability.
Free scheduling software.
Meetings scheduled through your scheduling app will automatically show up on your Calendar. Skipping the hassle of back and forth emails.
Get More Details Here.
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